No necklace, but check out the texture and play on fringe going on in this shirt!
Didn't realize when putting this outfit together, that the three main pieces all hail from J.Crew Factory. I was actually working off of this outfit inspiration via Who What Wear:
original slide show here
I built this from the plaid pants up. Went with a textured tee, as opposed to a polka dot top, and then added a cardi in lieu of the jacket from the inspiration pic. Of course it's not an exact match, but taking elements from a look, style, or trend and making them work with pieces you already have is part of the fun with outfit inspo! Another part is seeing how items you've never worn together work as a brand new ensemble!